Digital Islamic Economy: Rekonstruksi Paradigma Bisnis Digital Berbasis Maqāṣid al-sharīʿah

Abstract

The rapid expansion of the digital economy has transformed business models, market structures, and value creation mechanisms, yet it has also intensified concerns regarding economic inequality, algorithmic discrimination, data privacy, and ethical governance. This study aims to reconstruct the digital business paradigm through the integration of Maqāṣid al-sharīʿah, emphasizing justice, inclusivity, sustainability, and human well-being. Employing a qualitative conceptual approach, the study adopts a systematic literature review and conceptual synthesis framework to examine contemporary digital business models, Islamic economic principles, and digital governance mechanisms. The conceptual synthesis identifies three major insights. First, conventional digital business paradigms prioritize efficiency, profitability, and technological innovation while insufficiently addressing distributive justice and stakeholder protection. Second, the five essential objectives of Maqāṣid al-sharīʿah provide a normative foundation for integrating ethical principles into digital economic activities. Third, the study proposes the Maqashid-Based Digital Business Governance framework, comprising three interconnected components: Sharia-oriented values, digital governance mechanisms, and socioeconomic well-being. Its operational dimensions encompass algorithmic transparency, data protection, transactional fairness, economic inclusion, and platform accountability. The proposed framework contributes theoretically by bridging Islamic economic thought with contemporary digital business governance and offers practical guidance for developing ethical, inclusive, and sustainable digital ecosystems. As the framework remains conceptual, further empirical validation is required to assess its applicability and effectiveness across different digital business sectors and institutional contexts.