PENDAMPINGAN UMKM RUMAH BUMN SIDOARJO MELALUI LITERASI KEUANGAN SYARIAH DIGITAL

Authors

  • Faris Kurnia Hakim Universitas Pembangunan Nasional Veteran Jawa Timur
  • Muhammad Syarofi Universitas Pembangunan Nasional Veteran Jawa Timur
  • Allen Pranata Putra Universitas Pembangunan Nasional Veteran Jawa Timur
  • Eunike Rose Mita Lukiani Universitas Pembangunan Nasional Veteran Jawa Timur
  • Arivia Fikratuz Zakia Universitas Pembangunan Nasional Veteran Jawa Timur
  • Fauziah Larasati Universitas Pembangunan Nasional Veteran Jawa Timur
  • Brilliani Raras Sakapuspa Universitas Pembangunan Nasional Veteran Jawa Timur

DOI:

https://doi.org/10.46773/djce.v4i3.2590

Abstract

MSMEs contribute significantly to the national economy, but still face the challenge of low financial literacy, particularly sharia finance. This community service activity aims to improve MSMEs' understanding of digital sharia financial literacy, both regarding digital sharia financial products and the dangers of non-bank online loans and online gambling. Quantitative and qualitative methods were used in this MSME mentoring. In addition to distributing questionnaires using a linkert scale, educational interventions and interactive discussions were conducted to improve MSMEs' understanding of digital sharia financial literacy. The subjects who received mentoring were MSME business owners fostered by Rumah BUMN Sidoarjo. The results of this activity showed a significant increase in MSME understanding, reflected in four indicators after receiving mentoring. These indicators are knowledge of sharia financial products, interest in using sharia financial products, understanding the dangers of non-bank online loans, and understanding the dangers of online gambling. This activity proves that mentoring MSMEs through digital sharia financial literacy can improve MSME financial resilience in the digital era.

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Published

2025-09-12

Issue

Vol. 4 No. 3 (2025): September

Section

Articles

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Copyright (c) 2025 Faris Kurnia Hakim, Muhammad Syarofi, Allen Pranata Putra, Eunike Rose Mita Lukiani, Arivia Fikratuz Zakia, Fauziah Larasati, Brilliani Raras Sakapuspa

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